{"@context":"https://schema.org","@type":"Dataset","@id":"https://zipradar.org/topic/flood-zone/38104/","name":"Flood zone for ZIP 38104 — Memphis (Midtown), TN","description":"Flood zone data for ZIP 38104 (Memphis (Midtown), Tennessee), sourced from FEMA NFHL.","topic":{"slug":"flood-zone","label":"Flood zone","source":"FEMA NFHL","sourceUrl":"https://www.fema.gov/flood-maps/national-flood-hazard-layer","refreshCadence":"Quarterly LOMA updates","summary":"Pages show the flood zone code, what it means in plain English (1% annual chance zone, 0.2% annual chance zone, or outside mapped hazard), and the base flood elevation where assigned.","limitations":"For an official flood-zone determination (required by lenders), consult the FEMA Map Service Center directly. zipradar shows informational classifications only."},"place":{"zip":"38104","city":"Memphis (Midtown)","state":"TN","stateFull":"Tennessee","county":"Shelby County (TN)","countySlug":"shelby-county","geo":{"latitude":35.1418,"longitude":-89.9912}},"stateContext":{"topConcern":"Tornadoes, flood (TVA tributaries), karst sinkholes","narrative":"Tennessee carries inland FEMA AE zones along TVA-managed Tennessee, Cumberland, Holston rivers. Karst geology creates documented sinkhole risk in middle TN. Tornado risk concentrates in Memphis + Jackson + Nashville corridors."},"radonZone":null,"airQuality":null,"datePublished":"2026-04-24","dateModified":"2026-09-07","canonicalUrl":"https://zipradar.org/topic/flood-zone/38104/","zipDashboardUrl":"https://zipradar.org/zip/38104/","zipDashboardApiUrl":"https://zipradar.org/api/zip/38104/","primarySourceUrl":"https://www.fema.gov/flood-maps/national-flood-hazard-layer","license":{"content":"CC-BY-4.0","attribution":"zipradar.org — https://zipradar.org/topic/flood-zone/38104/"}}