{"@context":"https://schema.org","@type":"Dataset","@id":"https://zipradar.org/topic/flood-zone/93940/","name":"Flood zone for ZIP 93940 — Monterey, CA","description":"Flood zone data for ZIP 93940 (Monterey, California), sourced from FEMA NFHL.","topic":{"slug":"flood-zone","label":"Flood zone","source":"FEMA NFHL","sourceUrl":"https://www.fema.gov/flood-maps/national-flood-hazard-layer","refreshCadence":"Quarterly LOMA updates","summary":"Not on zipradar yet. The plan is the FEMA flood zone code, what it means in plain English, and the base flood elevation where assigned. Until then, look the address up on FEMA's Flood Map Service Center.","limitations":"For an official flood-zone determination (required by lenders), consult the FEMA Map Service Center directly. zipradar shows informational classifications only."},"place":{"zip":"93940","city":"Monterey","state":"CA","stateFull":"California","county":"Monterey County","countySlug":"monterey-county","geo":{"latitude":36.6002,"longitude":-121.8947}},"stateContext":{"topConcern":"Wildfire (WUI), seismic, water-supply variability","narrative":"California carries the highest concentrated WUI wildfire risk in the US per USFS WHP, with FAIR Plan + non-renewal pressure intensifying since 2017 fires. FEMA NFHL coverage is strong; drinking-water systems vary from large urban (LADWP, EBMUD) to small disadvantaged community systems flagged in EPA SDWIS. Radon risk is mostly Zone 2-3."},"radonZone":null,"airQuality":null,"waterQuality":null,"datePublished":"2026-04-24","dateModified":"2026-09-24","canonicalUrl":"https://zipradar.org/topic/flood-zone/93940/","zipDashboardUrl":"https://zipradar.org/zip/93940/","zipDashboardApiUrl":"https://zipradar.org/api/zip/93940/","primarySourceUrl":"https://www.fema.gov/flood-maps/national-flood-hazard-layer","license":{"content":"CC-BY-4.0","attribution":"zipradar.org — https://zipradar.org/topic/flood-zone/93940/"}}